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Should You Contact Creditors When You Apply for Social Security Benefits?

Q: How long do you have to wait to submit a disability insurance application for social security benefits?
A: You should apply for social security benefits as soon as you anticipate that your condition will prevent you from working for at least a year. The review process can take months or years, so it is best to apply as soon as possible. You do not need to wait a specified amount of time before you can submit your application.
Q: How do you prepare yourself for a disability claim hearing?
A: Having your case heard before an administrative judge gives you one final opportunity to have your social security benefits claim reviewed. Because of this, it is important to show up and assure that the judge will have all the information he or she needs to make a fair judgment. The lawyer or legal advocate hired by a claimant will assure that the judge will have all doctor letters provided on the behalf of the claimant, medical treatment background information and records and any other applicable materials. If you do not have an attorney, it will be your responsibility to make sure those details are provided. The letter your doctor writes on your behalf is a vital part of your claim. It may be wise to seek a new doctor, if your current one does not back your decision to apply for disability or is unresponsive. This may seem obvious, but confirm and mark the court date on your calendar. Do not miss or be tardy for your hearing. Make sure you know where the courthouse is, how you plan to get there and how long it will take to get there. Know what is appropriate attire for that particular court and judge. Make sure you are polite and pay attention. Do not make anything up about your condition; honesty is always the best policy. A hearing offers you one last chance to be awarded social security benefits and it is important to take it seriously.
Q: Is there anything you can do about debt, while you are awaiting notification on social security benefits claim?
A: As soon as you apply for social security benefits, you should call any institutions to which you owe money. Many institutions will suspend actions against you until you receive notification regarding your claim. You will often need to keep them abreast of the status of your claim. It is important to note that NOT ALL creditors will offer this to you, so do not expect it when you call. Topics of interest Social security attorney --

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